Lesson 1 provides an overview of the complete commercial mortgage finance program. It describes commercial real estate properties, gives a brief overview of how commercial real estate is financed, discusses the important role of commercial mortgage intermediaries and concludes with how you, as a student, can benefit from this program.
Lesson 2 provides an in-depth study of the capital markets, defines the participants in the capital markets, and reveals the methods our financial brokers use to access those capital markets to obtain funds and finance commercial real estate transactions.
Lesson 3 introduces you to your potential clients. It discusses the various types of clients who seek financing for commercial real estate, and provides details on the various entity structures used when financing commercial real estate.
Lesson 4 CRE Underwriting 101 teaches the methods used by commercial mortgage underwriters to qualify loans. Upon completion, students will be able to evaluate property cash flows, values and the projects' ability to pay back a loan or generate a return on investment.
Lesson 8 Loan Programs will introduce you to the various loan programs used to finance commercial real estate. You will also learn the typical situations in which each loan program is used to solve problems sometimes experienced by CRE owners and investors.
Lesson 9 Owner-Occupied Underwriting will teach you to perform a cash flow analysis on the business occupying the property, determine the economic feasibility of a loan request, and adequately summarize the financial analysis.
Lesson 15 Mobile Home Park Underwriting provides step-by-step instructions for analyzing loan requests, various property valuation methods, and how to create a pro forma and running 12-month summary for mobile home park properties.
Lesson 16 Loan Package Construction/Deal Submission teaches you how to properly prepare a loan request package. Students will learn to write an executive summary, property description, and sources & uses statement.
Lesson 20 Capstone-Investment Property provides a real-life scenario with step-by-step instructions for underwriting capstone-investment property loan requests, and evaluates the entire underwriting process for those properties.